The four-square worksheet has been a standard dealership tool since the 1970s, designed to keep buyers focused on monthly payments rather than the total cost of the vehicle. Stretching a loan term to ...

Car dealers rely on a deceptively simple worksheet, the four-square, to turn a straightforward purchase into a maze of numbers that can quietly boost their margins. I want to show how that same tool ...

This article adheres to strict editorial standards. Some or all links may be monetized. Car dealers aren't always known for prioritizing your budget — and the lengths some will go to to separate you ...