How to prepare.

There's a new rule announced for high-earners as well.

Knowing these tips can help you get the most out of your 401(k) this year.

New IRS rule affects high-income earners making 401k catch-up contributions. Workers earning $150,000+ must now use Roth accounts, losing tax deductions.

Starting in 2026, the 401(k) contribution limit is $24,500, up from $23,000 in 2025. Investors age 50 and older also get a higher catch-up contribution cap of $8,000 for 2026. However, most ...

In 2026, new contribution limits will be implemented for 401k and individual retirement accounts. Contribution limits for a 401K will rise to $24,500 next year. And IRA contribution limits are ...

With increases to contribution limits for 401(k)s, IRAs, and HSAs this year, savers can set aside more of their money toward ...

That money can be better used taking advantage of multiple types of retirement accounts.