Learn about Adjustable-Rate Mortgages, including their definition, types, components, and pros & cons. Discover tips on how to qualify and manage them.

More homebuyers are turning to adjustable-rate mortgage loans to keep their payments affordable. It's easy to understand why.

Adjustable-rate mortgages made headlines in 2008 for being a factor in the housing crisis. Since the pandemic, these loans have seen a comeback and financial experts are warning borrowers who will see ...

The current average mortgage rate on a 30-year fixed mortgage is 6.10%, according to the Mortgage Research Center. The ...

Pros. Principal balance is reduced relatively rapidly compared with longer-term loans. The 15-year fixed-rate loan permits you to own your home debt-free in half the time, and for less than half the ...

On Monday, the National Association of Realtors reports the number of pending home sales for the month of November. The NAR recently reported that home sales have been picking up, thanks in large part ...

ARMs are at their highest levels since 2008 — yet while post-crisis reforms made them less predatory, they aren’t without ...

ARMs often start at lower rates, but monthly payments can rise over time Adjustable-rate mortgages peaked at 35% of mortgage applications in 2005 Today's environment is vastly different for several ...

Buying a home is the most expensive purchase many people make in their lifetime. Some people do it only once, while others ...

Today, the mortgage interest rate on a 30-year fixed mortgage is 6.10%, according to the Mortgage Research Center. On a ...

In 2026, mortgage rates have started much lower than they did at the beginning of 2025. According to Zillow, the average 30-year fixed mortgage rate is 5.90% — 82 basis points lower than this time ...

Discover what a variable-rate mortgage is, how it works, and the benefits and risks involved. Learn how rates adjust and what ...