Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Whether you own, finance, or lease your car significantly affects insurance costs. Lenders require "full coverage" on financed or leased cars, which drives premiums higher. If you own your car ...

Maintaining insurance coverage is one of many expenses to account for when it comes to car ownership (alongside factors like ...