A credit privacy number, or CPN, is a nine-digit number similar to a Social Security number. Companies may try to sell you a CPN with promises of guaranteed loan approval, but this is a scam. Using a ...

Credit repair is the process of correcting errors on your credit report to improve your credit score. You can do it yourself for free, but it can be a tedious and time-consuming activity. You can do ...

Credit repair companies can review your credit report for inaccuracies and dispute them with the reporting agencies. Although you can repair your credit yourself, hiring a credit repair service can be ...

Lucas Downey is the co-founder of MAPsignals.com, and an Investopedia Academy instructor. Chip Stapleton is a Series 7 and Series 66 license holder, CFA Level 1 exam holder, and currently holds a Life ...