Some states are seeing major credit score declines, but recovery is possible with the right strategies. Expert Micah Smith ...

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

What credit score do I need to secure the best mortgage rate? According to industry experts and recent data, the short answer ...

Finding a personal loan can be more difficult if you have poor credit.

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Consistency matters more than almost anything else. Late or missed payments quickly lower scores and stay on your record for years. Standard Bank advises setting up automatic debit orders and paying ...