ACES reported Q4 2025 critical defects fell to 1.38%, down from 1.79% in Q3 2025, but eligibility defects rose 291.58% year ...
The mortgage critical defect rate rose from 1.31% to 1.51% in Q2 2025, driven by collateral and eligibility defects. The refinance defect share increased amid more cash-out transactions. AI Summary ...