A pandemic-era program allowing consumers to access free weekly credit reports is now permanent thanks to a decision by the three major credit reporting agencies to boost the credit health of US ...

Checking your credit report is an important way to detect identity theft, but scammers are capitalizing on a service that's supposed to be free. Back in the day, we used to be entitled to one free ...

The start of a new year is the perfect time to resolve to protect your personal and financial information. BBB presents the ...

For a long time, we were entitled to only an annual credit report from the three reporting agencies: Equifax EFX, Experian and TransUnion. Now you can get a report weekly and for free. When you get a ...

From data entry mistakes to the results of identity theft, errors on your credit report can lower your credit score. That in turn can limit your ability to qualify for favorable interest rates on ...

Credit reports detail your financial history and impact loan terms like interest rates. You can improve your credit by paying on time and managing credit account balances. Regularly review your free ...

As a lawyer focusing on Fair Credit Reporting Act cases, I have seen firsthand the impact that a mix-up in credit reporting can have on an individual’s financial and emotional well-being. One issue ...

Nearly half of all credit reports may contain errors, some of them costly to your credit score, according to a new watchdog report. One-quarter of the consumers were unable to access their credit ...

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A hard inquiry occurs when you apply for a credit card, a mortgage or another type of loan. Hard inquiries can reduce your credit score anywhere from zero to five points, depending on the details in ...