HDFC vs SBI Card: Who Offers Big Benefits, Rewards On Credit & Debit Cards From January 2026?

Both HDFC and SBI Card have declared big benefits and rewards but limitations on their debit and credit cards for lounge access at airports.

HDFC Bank doubles debit card spend limit for airport lounge access; introduces voucher system from Jan 10, 2026

HDFC Bank is updating its debit card lounge access program from January 10, 2026. Customers will now need to spend Rs 10,000 ...
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HDFC debit card lounge access: Digital vouchers replace physical card entry from January 2026 – What it means for customers

From January 10, 2026, HDFC Bank debit cardholders spending Rs 10,000+ per quarter will access airport lounges via digital vouchers sent by SMS/email, replacing physical card entry. Vouchers are valid ...