We examined no-exam coverage caps, costs and complaints ...

Getting life insurance usually requires a medical exam so your provider gets a clearer picture of your health status. But ...

For many people, getting life insurance means getting a medical exam, but that doesn’t have to be the case. Thanks to advances in automated processes and data retrieval, no-medical-exam life insurance ...

Many traditional life insurance policies require a medical exam. This process allows the insurer to gather an applicant’s health data to calculate premiums. However, medical exams can be inconvenient ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Your health, family medical history, driving record, risky hobbies and other factors affect your rate class ...