Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for better financial decisions.

Mortgage rates are still fluctuating after a series of Fed rate cuts. Learn how interest rate changes affect your monthly payments and what buyers should watch for this year.

Trump repeated his call for lower rates after the investigation became public. “Jerome ‘Too Late’ Powell should cut interest rates, MEANINGFULLY!!!” Trump said in a social media post on Tuesday. The probe appears to center on Powell’s testimony to Congress last year about a multi-billion-dollar office renovation project.

Buying a home is the most expensive purchase many people make in their lifetime. Some people do it only once, while others are in the market with greater frequency. In any instance when the home buying process involves securing a mortgage,

Discover how exchange rates influence the economy, affecting job markets, inflation, and costs of goods. Learn about their indirect impacts on everyday life.

Mortgage rates have fallen to a 52-week low, according to economists at Freddie Mac.¹ That’s good news for homebuyers who have faced tight inventory, higher rates and rising prices. When rates drop, a buyer’s purchasing power increases. Lower rates ...