Auto loan pre-approval is often touted as a way to get the best possible interest rate. However, it can also help you score a better overall deal on a car by solidifying your budget, showing you’re a ...

Research vehicle pricing, desired features and long-term ownership costs. Shop around online and at various dealerships to compare prices and financing options. Get pre-approved for a loan to ...

Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...

New data from the Federal Reserve Bank of New York found that auto loan approval rates are dropping for U.S. buyers. Of those who applied for auto loans in October 2025, 15.2% — or more than 1 in 10 — ...

A personal loan can be a smart way to pay off high-interest debt, cover emergency costs, or finance a big expense. But before you start applying, you'll want to understand all your loan-shopping ...

Jeanine Skowronski is an editor, writer, and journalist with more than 15 years of experience in personal finance and business, including roles at Bankrate, CreditCards.com, and Policygenius. Her work ...