Forbes contributors publish independent expert analyses and insights. Tima Bansal is an award-winning professor of strategy. When Laka CEO, Tobias Taupitz, sought to turn the traditional insurance ...

A number of variables are taken into account to determine the cost of your car insurance premium. Many relate to you and your driving history, as well as where you live. But details about your car — ...

In the trucking industry, risk is not created on paper—it is created on the roads. It emerges from traffic density, the actions of other drivers, infrastructure conditions, time of day, and real-world ...

As wildfires continue to drive up homeowners' insurance premiums and prompt policy cancellations in California, a new piece of legislation intended to help is awaiting Gov. Gavin Newsom’s signature.

A rash of fast-moving wildfires have wreaked havoc across Los Angeles in recent weeks. Following the outbreak of the Hughes fire, the structural toll of the January wildfires now exceeds 16,000. Early ...

Workers shore up a temporary levee across Main Street in Grafton, Ill., on May 29, 2019. The Mississippi River at Grafton reached its second highest crest ever at 35.17 feet nine days later. Credit: ...

NZ’s earthquake cover is structured around uncapped govt guarantee and flat-rate levies, meaning huge claim volumes and long delays. As disaster losses rise, we would do well to take a page out of ...

This story was originally published by St. Louis Public Radio. Early on Election Day, highways in the St. Louis area were inundated with water. Over several days, intense storms battered Missouri, ...