Getting life insurance usually requires a medical exam so your provider gets a clearer picture of your health status. But some policies don't require an exam, including group life insurance and burial ...

AARP: Best for older applicants. Country Financial: Best for policy choice. Ladder: Best for flexible term life insurance. Lemonade: Best for long terms. Lincoln Financial: Best for convertible term ...

Not all life insurance policies require a medical exam. No-exam policies can be issued quickly — sometimes within minutes — and are best suited for younger, healthier applicants who want to lock in ...

The ladder strategy involves stacking multiple term life insurance policies to match changing financial needs. Laddering typically saves money over time compared to one large policy. Life insurance ...