If you're buying a home and your lender asks for a letter of explanation (LOE), it doesn't necessarily mean you’re in trouble. Lenders often request letters of explanation to clear up simple details ...

Payment history is a major consideration when it comes to calculating your credit score, making up 35% of your total score. A single late payment — which happens 30 days or more after the payment was ...

What is a letter of inquiry? When you have a project that might appeal to a foundation, they usually specify the types of materials they prefer to receive. In many cases, the initial communication ...