Life insurance rates are the cost you pay for coverage, and they can vary significantly by insurer and policy type. Your age, sex, health, hobbies, nicotine use, driving record and other factors can ...

Guardian is a good option if you’re looking at universal life insurance. It sells term, whole and universal policies, and its cash value plans (especially universal life) are often competitively ...

Term, indexed universal, variable universal Availability: 49 states and Washington, D.C. Symetra is a good option if you’re shopping for term life, mainly because its SwiftTerm policy has low rates.