Protective stands out as the most affordable option in our analysis, based on Veralytic data. The company also ranks near the top for pricing consistency and shows a strong long-term investment track ...

Our top picks include State Farm, Ethos and Lantern.

Term, indexed universal, variable universal Availability: 49 states and Washington, D.C. Symetra is a good option if you’re shopping for term life, mainly because its SwiftTerm policy has low rates.

Insure.com analyzes the best life insurance companies of 2026 on the basis of financial strength and customer satisfaction.