Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

The university provides group long-term total disability insurance to full-time staff (both non-exempt and exempt) and faculty. Summaries of the insurance coverages are listed below. The group ...

One in four 20-year-old Americans will be disabled before they reach age 67, according to the Social Security Administration. This reality underscores the need for long-term disability insurance (LTDI ...

To determine the best disability insurance companies, we analyzed data points about the breadth of coverage options available and the ease with which you can purchase a policy online. Long-term ...

Learn how elimination periods impact insurance costs and benefits. Discover tips for choosing the right waiting period for ...