You may have seen the term “APR” while shopping for auto loans, mortgages or credit cards. It stands for “annual percentage rate” and describes the yearly cost of carrying an unpaid balance in various ...

Forbes Advisor’s weekly credit card rates report indicates that the current average credit card interest rate is 25.35%. The ...

APR explained in simple terms for everyday borrowers. Learn how annual percentage rates affect loans and credit card payments.

Erin is a former writer and assigning editor on the NerdWallet Content team who now heads NerdWallet's travel business. She's a credit card and travel rewards expert at NerdWallet, based in Baltimore, ...

Erin is a former writer and assigning editor on the NerdWallet Content team who now heads NerdWallet's travel business. She's a credit card and travel rewards expert at NerdWallet, based in Baltimore, ...

ST. LOUIS — Vantage Credit Union is giving members even more to celebrate this season with a Holiday Card Special that pairs low introductory rates with robust rewards and benefits across its credit ...

With credit card costs elevated, it's important to know what rates are considered high in today's environment.

The Federal Reserve cut its federal funds rate in September 2025—the first time since late 2024. Rates for certain financial products may change fairly quickly in response to this adjustment, but ...

The catch-22 of building credit is that you need to have access to and use credit in order to improve your credit. But often, without a solid score or an established history, it is difficult to ...

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. Tfilm / Getty Images The Federal Reserve cut its ...