With health insurance premiums seeing a sharp increase due to the rising cost of medical inflation, you should consider purchasing riders, which are offered as an ‘add-on option’ in your policy.

It’s easy to feel overwhelmed when searching and comparing private medical insurance (also known as private health insurance) plans and policies. Insurers offer a range of levels of cover and benefits ...

With a self-insured health plan, your employer pays for your medical claims directly. With a fully insured plan, an insurance company pays claims on behalf of an employer. Both fully insured and ...