Keeping a credit card for 10+ years can help your credit score, shape your spending habits, and even change rewards over time. Here's what to expect.

Keeping a credit card open for a decade or longer quietly reshapes your credit profile, your day to day money habits, and even the way lenders size you up. The plastic itself may look the same, but ...

Keeping credit cards open as long as possible can boost your credit score in two different ways. Longtime cardholders may get better terms from their credit card issuer. Sometimes it makes sense to ...

There’s no limit to how long you can keep your credit card open. Closing a credit card can decrease the average age of your credit history and increase your credit utilization ratio — both of which ...

And sure enough, ballooning consumer debts reflect that spending. A survey by LendingTree after the 2024 holiday season found that 36% of Americans took on credit card debt to pay for it, most of whom ...