Q: We have a home that does have equity, but we don't want to sell because our credit is ruined and we won't be able to get another home. We have only credit-card debt besides our home mortgage. We ...

The decision to file for bankruptcy is rarely an easy one to make. For many people, a bankruptcy filing comes after months or even years of struggling with mounting debt, creditor calls and the ...

Chapter 13 restructures debt into a repayment plan lasting three to five years and lets you keep assets like your home. Many, or all, of the products featured on this page are from our advertising ...