Learn about legal interest rates and their limits, how different states enforce laws, and what excessive rates—usury—mean for borrowers and lenders.

Usury laws set limits on the amount of interest lenders can charge on loans and are typically set at the state level. There is no federally mandated maximum interest rate for credit cards. For credit ...

The nation's largest firms are pulling back on rate increases this year compared with 2023. A group of Am Law 50 firms notified bankruptcy courts of annual hikes of roughly 8% to 10%. Several firms ...

Sagging productivity within Big Law and declining realization have combined to put a damper on law firm profitability growth, and even the high pace of billing rate growth hasn't been able to remedy ...

A new set of Louisiana laws took effect on Jan. 1, 2026, primarily to lower the state's leading auto insurance rates, while others address taxes, health care, and government transparency. Louisiana ...

In this study we identified groupings of US states with similar laws related to structural racism, and we assessed associations with premature mortality rates overall and among non-Hispanic Black and ...