Here are the average annual percentage rates (APR) on 30- and 15-year fixed mortgage refinances and 5/1 ARM refinances: Today’s Mortgage Refinance Rates The average APR for a 30-year fixed refinance ...

The rate on a 30-year fixed refinance increased to 6.21% today, according to the Mortgage Research Center. For 15-year fixed ...

How does refinancing a mortgage work? A mortgage refinance swaps out your old mortgage with a new one, including a fresh set of terms and interest rate. It may or may not come with financial benefits, ...

Homeowners typically refinance if they can get better interest rates. Refinancing can also be a good idea if you want to change your mortgage term, remove mortgage insurance or switch from a variable ...

Interest in mortgage loan refinancing has rocketed in recent weeks, making it clear that homeowners are paying attention to what's happening with the shifting rate environment. The average rate for a ...

A rate and term refinance replaces your previous mortgage with a new loan that has a different rate, a different term or both. You can use a rate and term refinance to switch from one type of loan to ...

Mortgage refinancing is when you take out a new home loan with different terms to replace your current mortgage. This has implications on many aspects of your credit score, which could result in your ...

Interest rates have been so low for so long. There are fears for the future with a reverse mortgage. Getty Images — -- The mortgage checks most homeowners write every month serve as a regular ...

Refinancing your mortgage may not be the best decision for you, so consider the reasons not to refinance your home. A homeowner with financial woes could find themselves considering refinancing their ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...