A rate-and-term refinance involves refinancing an existing mortgage to lower interest rates or modify loan terms without ...

If you want to refinance your mortgage but you're enrolled in a forbearance program, generally, you must first end the forbearance and meet certain conditions. Refinancing involves paying off ...

Mortgage interest rates fell to an 11-month low last week, giving both homebuyers and current homeowners looking to refinance reason for optimism. It wasn't that long ago that rates here were at their ...

* Note: All sample rates provided are valid as of May 14 and are subject to change at any time. Homeowners are sitting on near-record amounts of home equity thanks to the significant increase in home ...

Mortgage refinance can help borrowers save money on interest and lower their monthly payments, but it’s important to understand all the associated costs to ensure it’s worth it. Mortgage refinancing ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Refinancing your mortgage could make sense for several reasons: lowering your interest rate, taking cash out or switching to a fixed-rate loan. For most borrowers, the ideal time to refinance is when ...

A cash-out refinance replaces your current mortgage with a new, bigger one and converts the difference between the two balances into cash. The terms of your refinanced mortgage might significantly ...

When interest rates fall, you may want to refinance your mortgage. But can you explain what you hope to get out of refinancing? “If you want to refinance, I say, ‘Well, what do you want to do? What do ...

When refinancing a mortgage, it’s important to first ask your lender which method best suits your financial needs. Finding the right lender to help you refinance your mortgage is critical if you want ...

Student loan refinance rates have held steady over the last week. As of February 12, 2026, student loan refinance lenders are offering fixed rates as low as 3.69% APR and variable rates starting as ...