JD Supra

Regulation B Revisited: CFPB Proposes Amendments Addressing Disparate Impact, Discouragement, and Special Purpose Credit Programs

On November 13, 2025, the Consumer Financial Protection Bureau (CFPB) released a Notice of Proposed Rulemaking (NPRM) amending Regulation B – the regulation implementing the Equal Credit Opportunity ...
JD Supra

Lenders: Take a Hint! Forbearance or Modification Agreements Should Contain Specific Waiver Language to Protect Against “Regulation B” Claims

Lenders must comply with a constantly changing series of State and Federal laws and regulations. When loan relationships sour, and lenders seek to collect, borrowers and guarantors may allege the ...
ConsumerAffairs

Consumer advocates warn CFPB proposal could weaken fair credit rules

CFA urges the CFPB to withdraw the proposal and reaffirm the Equal Credit Opportunity Act The Consumer Federation of America (CFA) is urging the Consumer Financial Protection Bureau (CFPB) to abandon ...
HousingWire

CFPB: Mortgage lenders discriminated against protected classes with pricing exceptions

The Consumer Financial Protection Bureau (CFPB) found that mortgage lenders violated the Equal Credit Opportunity Act (ECOA) and its implementing rule, Regulation B, in a variety of ways, according to ...
The National Law Review

Regulation B Revisited- CFPB Proposes Amendments Addressing Disparate Impact, Discouragement, and Special Purpose Credit Programs

We collaborate with the world's leading lawyers to deliver news tailored for you. Sign Up for any (or all) of our 25+ Newsletters. Some states have laws and ethical rules regarding solicitation and ...