New Jersey law prescribes limits on interest rates through its civil and criminal usury statutes. Under the civil statute, interest rates may not exceed 6 percent for oral contracts, or 16 percent for ...

South Florida weather is a hot topic right now with residents I meet with in my district. The ongoing hotand dry conditions and scorching temperatures make for endless conversation. Residents have ...

Last summer we wrote about the notable questions of the applicability of Arizona Proposition 209, or the Predatory Debt Collection Act (the Act), due to the Act’s savings clause. On April 30, 2024, in ...