Allowing lenders to base mortgage decisions on single- or double-pull credit reporting would result in more risk to banks, and higher costs for borrowers, writes Dan Smith. Imagine applying for a ...

MBA says tri-merge credit checks cost lenders up to $100 per loan, doubling since pre-COVID, as industry pushes for a cheaper, single-report model The Mortgage Bankers Association (MBA) is renewing ...

For generations, home ownership has been part of the very definition of capturing the American dream. First-time buyers face a process that can be both exciting and daunting—the right home, in the ...

A Community Home Lenders of America adds arguments against use of single bureau while another paper takes the position that ...