If you took out a government-backed mortgage over the last two years, you’re probably watching interest rates fall and wondering when to refinance. But before you take the refi plunge, you need to ...

The online request to our Sunday “Real Estate Today” show held a hint of desperation. “I need to nail down a lower rate,” Howard wrote. “But I am getting different opinions about my wife’s VA loan.” ...

Some borrowers might choose to refinance to switch from an adjustable-rate to a fixed-rate mortgage or to tap into their home equity. But the decision to refinance is made more complex if you have ...

Make sure to tap into your home equity using a VA cash-out refinance for the right reasons, such as making home renovations and repairs or consolidating high-interest debt. Think twice before using a ...