Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for better financial decisions.

High-yield savings accounts have historically offered savers two primary benefits – an elevated rate of return on their money and the flexibility to bank as they would with a traditional account. Unlike a traditional account, with a rate comfortably ...

Parts of the US economy, particularly housing, may already be in recession because of high interest rates, Treasury Secretary Scott Bessent said Sunday, repeating his call for the Federal Reserve to accelerate rate cuts. “I think that we are in good ...

The bank discount rate is a calculation of the interest investors earn on short-term instruments such as Treasury bills. Discover its definition and how investors gain from it.

As the central bank considers changing the prime interest rate, the financial sector is struggling to explain the 350-basis-point difference between the prime rate and the repo rate — a gap that affects everybody with debt.

The Senior Citizen Savings Scheme (SCSS) offers a competitive 8.2% fixed interest rate, matching the Sukanya Samriddhi Account. This rate, applicable for the January-March 2026 quarter, remains unchanged from the previous period.

As interest rates fall, it helps to know what a good mortgage refinance interest rate is considered to be right now.