The Supreme Court will soon issue its ruling in Chiles v. Salazar, a case that could overturn the bans on conversion therapy for minors currently in place in 27 states. But while some people are ...

One of the most commonly asked questions among investors is whether or not they should convert to a Roth IRA, and if so, when. AI assistant ChatGPT boils the answer down to a simple truth: a Roth ...

Roth conversions to secure tax-free withdrawals during retirement are gaining popularity as Ge n X gets closer to retirement, but financial advisers warn that the decision to convert should be ...

The Thrift Savings Plan (TSP) has long served as a cornerstone of retirement savings for federal employees and members of the uniformed services. As retirement planning becomes more complex, TSP ...

Beginning Jan. 28, the Thrift Savings Plan now allows participants to convert traditional (pre-tax) balances into Roth (after-tax) balances inside the TSP itself. This long-awaited change gives ...

What are you looking at? It’s the arc of US stock market history over the past century, expansions in blue, downturns in magenta, recoveries in aquamarine. Expansions are defined as the period after ...

Most investors approach Roth conversions with a simple question: Will my future tax bracket be higher than my current one? On paper, that seems like the most important question. A Roth conversion ...

A new chart showing the U.S. dollar’s crashing value has sparked concern online, reflecting widespread economic uncertainty across the country. The U.S. dollar index measures the U.S. dollar's value ...

Who we are is not something that needs to be fixed. Yet for thousands of gay, lesbian, bisexual, and transgender young people across the U.S., conversion therapy continues to send the dangerous ...

Many investors within five years or so of retirement have the bulk of their savings in traditional tax-deferred 401(k)s and individual retirement accounts, instead of the after-tax Roth versions of ...

Your converted funds must stay in your Roth IRA for five years before you can withdraw them penalty-free. Roth savings give you more control over your tax bill in retirement. There are certain ...

The author outside the U.S. Supreme Court as the Court heard oral arguments in Chiles v. Salazar on Oct. 7, 2025, in Washington, DC. On Tuesday, I stood on the steps of the Supreme Court with ...