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Want to become super rich? Here’s a smart insurance hack you need to know!💸There are two types of term insurance: one with zero return on investment and the other with a return on premium. If you’re 30 years old and opt for a 30-year return on premium term plan, you’ll pay around ₹20,000 in annual premiums. Alternatively, a pure vanilla term plan will cost you about ₹10,000 annually which will protect your family in case of your demise.While getting a return on premium sounds tempting, after 30
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