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Why expanding driver’s licenses in NEW JERSEY quietly drives auto insurance even higher—especially in a NO-FAULT state. Auto insurance isn’t political. It’s math. Premiums are based on: claim frequency × claim severity fraud legal costs If any of those rise, everyone pays more. Now here’s the problem 👇 1️⃣ New Jersey is a NO-FAULT state Medical bills are paid immediately through PIP—regardless of who caused the crash. More drivers = more guaranteed medical claims = higher premiums. Fault doesn’
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