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WHat is a test rate? A test rate is the interest rate that the bank assess your application at. So, when rates increase, they know you can still afford it. At the start of last year, these were way up at 8.95%. Nw, they're as low as 6.55%. Long story short, you can borrow more today than you have been in a long time. | Patrick Sargisson - Mortgage Adviser
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5.9K views · 60 reactions | What’s a “Test rate”, why are banks changing them and why is that a good thing for investors? Want more information on bank lending for investors then hit me up on this free finance webinar: https://stevegoodey.com/getting-finance-ready-webinar | Steve Goodey - Property Coach | Facebook
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Get smart tools, tips, and see what you may afford. Get pre-qualified in minutes with the Rate app—no stress, no pressure. | Rate - Guaranteed Rate | Facebook
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