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AnnualCreditReport.com Credit Report Tips
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1️⃣ STOP 🛑 using credit karma! Use SmartCredit instead. It’s the MOST accurate way to monitor your credit 2️⃣. Get a copy of your free credit report on annualcreditreport.com 👉🏾Print it out 👉🏾Highlight negative items & errors 3️⃣. Freeze the secondary bureaus & start disputing. *The secondary bureaus are: LexisNexis/Sage Stream & Innovis (Call or go to their website) 4️⃣. I would invest in my affordable credit repair program that shows you step by step how to dispute negative items & build
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Stop disputing bankruptcies the wrong way. If you don’t verify the source first, you’re wasting your time. ❌ How do I remove a bankruptcy from my credit report? Can a Chapter 7 be deleted before 10 years? How do I dispute a Chapter 13 bankruptcy correctly? First, make sure it’s eligible. ✅ Discharged or dismissed ✅ Within reporting limits (10 years for Chapter 7, 7 years for Chapter 13) ✅ Not still active Then understand this: bankruptcy disputes are data verification disputes, not just “this is
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